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Rescheduling and conversion of agricultural loans -- some important aspects

Rescheduling and conversion of agricultural loans -- some important aspects

State Bank of India Monthly Review 20(10): 424-432

Some of the characteristics of Indian agriculture are its heavy dependence on monsoons and the preponderance of small and marginal farmers. It is necessary to bear these characteristics in mind when fixing the repayment schedules for loans, particularly term loans, granted to small farmers. Lack of appreciation of these aspects may result in avoidable defaults.

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