+ Translate

An analysis of interest and principal payments, interest rates and time in common and uncommon loans using present value tools

, : An analysis of interest and principal payments, interest rates and time in common and uncommon loans using present value tools. Agricultural Economics Report, Department of Agricultural Economics, Michigan State University (459): ii + 61

This report analyzes a variety of loan programmes available in the USA. After introducing basic concepts, definitions and tools, present value formulas are used to compare different types of loans including fixed payment, balloon payment, moderated payment, blended rate, fixed principal payment, and disguised interest costs loans. The application of present value tools to the analysis of each type of loan is introduced and then illustrated by example.

Accession: 001297226

Submit PDF Full Text: Here

Submit PDF Full Text

No spam - Every submission is manually reviewed

Due to poor quality, we do not accept files from Researchgate

Submitted PDF Full Texts will always be free for everyone
(We only charge for PDFs that we need to acquire)

Select a PDF file:

Related references

Anonymous, 2000: Beneficial interest requirements for loans and loan deficiency payments (LDPs)

Sundell, P., 2001: Interest rates on farm loans likely to fall throughout 2001. This paper presents a forecast of a fall in interest rates on agricultural loans in the USA in 2001. It is argued that the easing of monetary policy and the expected increase in the rate of consumer saving out of personal disposable income will co...

Sundell, P., 2002: Interest rates on farm loans to increase during 2002-03. This paper shows a sharp decline in interest rates on farm loans in the USA in 2001, and forecasts an increasing upward pressure on interest rates in 2002 and 2003. It is suggested that while interest rates are likely to rise in 2002 and 2003, far...

Anonymous, 1978: Interest rates on upland cotton price support loans

Anonymous, 1983: Equitable interest rates are needed for Farmers Home Administration loans

Lappi, J.; Sutonen, M., 1985: A utility model for timber production based on different interest rates for loans and savings. A discussion of the evaluation of timber production policies with different income (timber drain) schedules, with emphasis on temporal smoothness of income flow. The model maximizes a fixed consumption pattern, using linear programming, and is ill...

Dinsdale, P., 2000: Tax time bomb ticking on interest-free home loans. NlmCategory="UNASSIGNED">The Government's pledge that nurses will be offered interest-free loans to buy homes in areas where house prices are high is likely to have hidden tax implications.

Schreiner, M.; Graham, D.H.; Miranda, M., 1999: Choices by poor households when the interest rate for deposits differs from the interest rate for loans. Development of a simulation model of financial choices by a poor household with favourable and unfavourable interest rates is documented. The model accounts for the uncertainty of income, the intertemporal nature of financial contracts and the rea...

Osler, Carol-Lee, 1987: Portfolio diversification, real interest rates, and the balance of payments

Jalalat, S.Z.; Wagner, R.F., 2014: Utility of a dermatology interest group blog: the impact of medical student interest groups and Web 2.0 tools as educational resources. The open access University of Texas Dermatology Interest Group blog was established in 2004 for the purposes of increasing communication and collaboration between medical students and dermatology faculty, residents, and alumni, as well as to promo...